do you save money

[deckard]

and how do you like to save or do you live pay check to pay check

[Methuselah Honeysuckle]

I like the idea of saving money. Hard to do a lot of the time though.

[Z's bouncy tits]

I had a little nest egg, then the supposed family stole it.

[zim]

i have enough saved up that i don't really have to worry about money most of the time, that's not to say i'm loaded but also my monthly finances are pretty low

[Verbal]

proper fucked

[droidspawn]

Nope

[Mesarthim]

For the last several years I’ve tried to meal plan which actually saves a shit load of money on groceries. Still eat out occasionally but now it’s more of a treat where I don’t worry about the costs rather than “fuck I don’t feel like cooking and I can’t really afford this but fuck it” type spending.

Credit card gets paid off every month regardless of how big it is - went through a period several years ago where I had a sizable debt and interests and had to dig myself out of it, which took a few years that really sucked. Continuing to live like a broke college student and only occasionally splurging on shit helps tremendously.

When I had to get a new car a few years ago I could have gotten a new car but decided to go the used route instead and actually got a really good deal on a car that I’m still driving 6 years later - not having a huge car payment (that was paid off about 3 years ago) helped set more money aside.

I also have my bank account set to automatically transfer money every week into a savings account so I don’t even think about it - has def come in handy for some “rainy day oh shit fund” type stuff over the years.

Using an insurance broker to actually get a good deal on an umbrella policy has probably saved me thousands of dollars over the years where as before having everything separate was fucking killing me.

Of course there is also 401k investments which nearly took a shit during the turd administration but have since tripled in pre-2020 value since. But, I don’t ever touch those funds since I would like to actually retire one day.

[jawn galliano]

not much point, can't buy a house on my salary, took too long to get established to ever be able to retire. maybe if i hit the lottery and get a career that pays 3x what i currently make i'll think about it. but the more likely case is that i'm just gonna work until i die in 20-30 years, oh well

[Ryeknow]

I've always Been wise with my money, and I've always saved up. I'm comfortable with money in the bank now, and I have a hefty 401k as well

[jawn galliano]

i always knew you were a stealth baller

[Ryeknow]

Having no children helps

[Mesarthim]

Having no children helps

also, this. my wife and are a couple of DINKS

[bills bro]

ya

pension, ISA, etc

[shadowalk]

i have enough saved up that i don't really have to worry about money most of the time, that's not to say i'm loaded but also my monthly finances are pretty low

Having no children helps

[slugbait]

Having no children helps

also, this. my wife and are a couple of DINKS

Same

[User]

i am not great at saving money in general, but i am good at saving towards goals. i have never taken out a loan or been in debt of any kind (unless you count university student debt but in australia that is indexed to inflation only and run by the government). i bought my car, a used 2020 model mitsubishi xpander, in february 2022 for US $17,500 cash, and a brand new lambretta scooter for US $3,000 in 2021, so those are the only significant "assets" that i own (i really miss my 2004 bmw X5 i had during covid). i don't have any investments. i spent US $20,000 on my wedding last year. i'm pretty broke at the moment having just done the japan honeymoon, and booked tickets for europe midyear, but i'm owed a hefty consulting paycheck soon, of which i plan to bank US $10,000 straight into the savings account.

so i don't know, i think i'm not bad at saving, but certainly not good either. i don't buy stupid shit or gamble or take out loans, but i do spend money on friends and family a lot, and always choose personal life quality, happiness, and visiting people over planning for retirement. every year i spend thousands and thousands on flights, upwards of $5,000 and some years over $10,000.

but fuck it, you know. while i am young, dumb, full of cum, and still have a functioning brain and body, i plan to use that shit. moved out of home to the big city in november 2004.

that makes twenty years of adulthood going strong

when i look back at the kid i was when i moved out, and everything that i have done since, i'm satisfied with my bank account. but with that said, please paypal me more money for mabb hosting fees

[Ninny]

I buy whatever and there is some surplus of what comes in. No kids, no car, no wife, no mortgage, cheap hobbies. Bad timing saves money

[deckard]

i am not great at saving money in general, but i am good at saving towards goals. i have never taken out a loan or been in debt of any kind (unless you count university student debt but in australia that is indexed to inflation only and run by the government). i bought my car, a used 2020 model mitsubishi xpander, in february 2022 for US $17,500 cash, and a brand new lambretta scooter for US $3,000 in 2021, so those are the only significant "assets" that i own (i really miss my 2004 bmw X5 i had during covid). i don't have any investments. i spent US $20,000 on my wedding last year. i'm pretty broke at the moment having just done the japan honeymoon, and booked tickets for europe midyear, but i'm owed a hefty consulting paycheck soon, of which i plan to bank US $10,000 straight into the savings account.

so i don't know, i think i'm not bad at saving, but certainly not good either. i don't buy stupid shit or gamble or take out loans, but i do spend money on friends and family a lot, and always choose personal life quality, happiness, and visiting people over planning for retirement. every year i spend thousands and thousands on flights, upwards of $5,000 and some years over $10,000.

but fuck it, you know. while i am young, dumb, full of cum, and still have a functioning brain and body, i plan to use that shit. moved out of home to the big city in november 2004.

that makes twenty years of adulthood going strong

when i look back at the kid i was when i moved out, and everything that i have done since, i'm satisfied with my bank account. but with that said, please paypal me more money for mabb hosting fees

how much do you need for mabb

[slugbait]

Post that paypal info and MABBlings will be sent your way

[User]

i am pretty sure it could be done much cheaper these days since i have tapped out of all that stuff for over ten years and we are in the world of amazon web services and AI ... i still just have the same hosting account with the same company since ... 2005 i guess, and it is in the realm of US $120- $150 a year or around there. dusty sent $50 in may 2023 so for three months of last year he funded the site. what can we take form that? he lurks. he lurks and breathes heavily

[User]

wouldn't it be great if we had an mabb where we could just CTRL+V shit like we do on all our messaging apps and discord

but keeping the forum format

[zim]

Post that paypal info and MABBlings will be sent your way

[deckard]

yeah dude ill send you some cash

[deckard]

i dont post much now but i woudl love to give back into this

[User]

2z i am coming back to the UK soon, remind me where you live again, maybe you can give me some GBP in person

[deckard]

up north

[deckard]

and no cash

[User]

after two-week honeymoon in japan and a then a three-week jaunt around UK/europe in a period of four months, i would like to revise and say, no, i do not save money

[User]

i believe it is all gone in fact

[Methuselah Honeysuckle]

I stand by my original answer.

[Verbal]

save it from what

[deckard]

I am still waiting how best to help send cashings

[zim]

i've recently learned that some of my friends who are working in the same field are making as much or more than me doing far less work and i don't know how to feel about that

[User]

well

no one is in my field but everyone makes more money than me and i feel fine

[shadowalk]

well

no one is in my field but everyone makes more money than me and i feel fine

[Verbal]

not much point, can't buy a house on my salary, took too long to get established to ever be able to retire. maybe if i hit the lottery and get a career that pays 3x what i currently make i'll think about it. but the more likely case is that i'm just gonna work until i die in 20-30 years, oh well

this is like me

[Dr. Gonzo]

I belive that savings accounts are a proper, responsible tool to have in life. I use it for car repairs, broken house appliances, and truck stop knick knack shopping. It's also great for when criminals steal gas from your riding lawn mower. Fun times to have a savings account.

[User]

how dare those thieves, petty

[deckard]

i think alot aobut saving more and more money